“A budget is telling your money where to go instead of wondering where it went.”-Dave Ramsey
Have you ever wondered where your income has gone? Where did you spend it or what did you spend it on? Almost all of us have gone through this at some point in our lives, but there comes a time when we have to stop spending carelessly and start budgeting.
It’s time to grow up! Gone are the days of not having to worry about paying bills and other necessities yourself. Budgeting takes time, responsibility and a lot of patience. It’s not as simple as just putting money in the bank, there is a lot of planning and prioritizing that needs to be done by you and/or your family.
Some may have a steady income, but there are many who don’t. Either way, you have to learn how to budget your money wisely. There are freelancers and those who earn based on commission have additional budgeting challenges as you are never sure how much you will be earning or when you will be paid.