39 Best Money Making Apps For Cash In 2021
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39 Best Money Making Apps For Cash In 2021

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Looking for the best money making apps? This mega-guide will help!

Do you feel like you are always on your phone, tablet or computer?

Whether it’s for work, games, or simply because we want to pass the time. There’s no denying that we spend a lot of hours on our phones every day, so why not make the best of it and earn a little extra money along the way?


Best Survey App: Survey Junkie

Cashback App: Ebates

Passive Income App: Nielsen

Investing App: Lending Club

Here is the ultimate list of the best money making apps:

Top survey apps

Survey Junkie

This a popular and one of the highest paying survey apps out there. Registration for this app is free (although in general you should never spend to sign in for a survey site).

There is also a registration bonus you can earn.

In this app, you can answer surveys, trying out products, and join focus groups. One survey can get you up to $50 and the average time for each survey is around 5 minutes.

As you complete surveys and other tasks, you gain points that you can convert to cash through PayPal or gift cards. One good thing is that even if you aren’t eligible for a survey, you can still earn some points.

If you do happen to be in the right demographic, there’s a potential of earning a lot.

There is a minimum $10 for payout. As of now, this app is only available for people in the U.S, Canada, and Australia.

Swagbucks – $5 Bonus

Just by signing up, you can earn a $5 bonus with this popular app. Aside from answering short surveys, you can get money by watching videos, playing games, shopping online, reading emails, or browsing the web (using Yahoo).

This is a great way of making money fast, for doing the things you already do online. Doing these things will add up and you can get a substantial amount of points.

You can earn Swagbucks points that you can redeem either through cash by PayPal, or gift cards from Amazon or Walmart.  It is one of the highest paying money making apps out there allowing you to earn at least $100 every month.

I’ve been using Swagbucks for almost a decade and they are one of the best survey companies.

InboxDollars – $5 Bonus

This app works in a cash only system, which some prefer. This means you don’t earn points that you can redeem you earn cash directly. You can earn cash by opening and reading your emails and answering surveys.

You also can also get paid for watching videos and playing games. I started using this site almost 10 years ago and it is very user-friendly.

This is a bonus since sometimes survey sites can become overwhelming. They offer a $5 incentive for joining.

You can download the iOS app here or the Android app here.

Vindale Research – $2 Bonus

When you first sign up, you’ll get a $2 bonus. By answering a few surveys, you can earn cash straight up. There is no need to convert points since payouts from Vindale are via check or PayPal.

Surveys from Vindale Research are often about products from companies like Disney, Amazon, Nike, Samsung, and many more popular brands. Participating in paid studies is also another opportunity you will have with this app.

A friend referral can help you earn $5 while showing off your payment photos can also earn you another $5.

Survey Voices

When you get your free Survey Voices account, you can earn up to $100-300 per week by taking surveys and giving out your opinions on a company’s products or services.

It’s easy to sign up for and when you do qualify, you can get good money and get exclusive offers as well.

MyPoints – $5 Bonus

With MyPoints you can earn a bonus $5 when you complete your first five surveys. When you are using the app to take surveys, browse the web, or play games, it gives you points that are equal to rewards or cash back and helps you earn a few additional bucks.

If you are shopping online, you can also earn your cash back by getting bonus points that you can redeem for a gift card. If you spend $20 or more on sites like Walmart, eBay, or Amazon, you can get a $10 balance in your account.

Survey Club

This app can pay up to $115 per survey making them one of the highest survey paying apps out there. As with other survey apps, you can easily make cash just by sharing your opinions on certain categories.

Different surveys can earn you different amounts and some can help you earn cash for least amount of time.

Some have reported to earning up to $50 from one survey.

BEST Money Saving Apps

Ebates – $10 bonus

Ebates is very easy to use while you can get cash back (up to 40% cash back) as you shop with over 2,500 stores. Whether you shop online online or on in an actual store, you can get these cash back off your purchases.

I’ve used Ebates for seven years and have earned hundreds of dollars in cash back from them.

You can get you cash back as cash, gift cards, or through a deposit in PayPal. You can receive a check from Ebates once a quarter.

They have $10 bonus when you sign up as well. These cash back offers are also on top of other discounts and coupon codes that you may have.

Ibotta – $10 bonus

This free cash back app stands out among others since you can also use it for grocery stores and brands. There is also an ibotta affiliate program available that allows you to earn $10 for signing up and also $5 every time you refer a friend.

Using the app, you are able to scan the barcode of the item as well as the receipt to redeem your cash back.


Dosh is a free cash back app that allows you to earn your cash back when you use your credit card (you don’t need to scan your receipts or barcodes like ibotta). You can safely connect your card to the app in order to start using it.

Some stores can give up to 10% cash back. These points get added up in your Dosh wallet and you can cash out when you have a minimum of $25. You can have the money directly deposited to your account or through Paypal.


If you’ve ever bought something online and then seen it go on sale a month after, it can be quite frustrating. Now imagine you automatically get the money back when the price drops? Paribus is an app that can do this for you, even if you have no idea that the price has already dropped.

This app can get you that refund for no cost. You would just need to keep your receipts in your email and what the app does is scan your online receipts in your inbox and check if there has been any sales or dropped prices from the retailers that they are monitoring.

You will then keep all of the refund (they won’t charge any fees).


The Trim app helps you find ways to lower bills by canceling subscriptions or getting you better deals for your insurance, cable and internet bills. What’s great about the app is that it can find ways to save – ways that you may not have thought of yourself.

First sign up for free and then fill out your account details. Like its name, you can trim down your expenses, and all without having to lift a finger.

Fetch Rewards

This is reward app that can help you earn money when you do your shopping. If you enter in a referral code when signing up (mine is CW3KJ), you can also get a $2 bonus.

Once you have your shopping receipts, you can scan them and you can get the cash via PayPal. This is a great way you can earn extra money that can also add up over time.

Drop Rewards – $1

When you sign up to for the Drop app for free, you can get a $1 bonus (equivalent to 1,000 points). This app will track your purchases and converts them into points that you can redeem later on.

To start first link your credit card or debit card in the app.

When you have shopped with certain brands or merchants, Drop points will automatically get added to your account. Popular brands include Amazon, JC Penney, Whole Foods, Walmart, Trader Joes, and many more.

Once you reach a certain amount of points, you can redeem them for gift cards.

Read our full Drop app review here.  


This free app will give you points by simply just going into a store like Walmart, Target, or TJMaxx. You don’t even have to buy anything.

You can also earn points by shopping for popular items, scanning certain products, or referring friends and family. The points you will accumulate can then be converted to gift cards.

Use this link to sign up and you can earn a $5 gift card.


This free app kind of acts like your personal finance tool to help you manage your family’s finances. It can analyze your spending habits, expenses, and even financial mistakes and give you recommendations to help you save more.

Aside from giving you valuable information, it also helps you earn cash back automatically when you shop with partner merchants that they are tracking.

You will need to link your credit card or debit card to the app to get started and you can get the cash back and transfer it to your PayPal account.

Best Passive money making Apps


With this legit app, you don’t need to answer surveys or do anything other than just download the app on your internet browsing phone or device and continue to go about your normal phone and Internet activities.

This is because Nielsen’s aim is to gather information on your internet usage. You can make around $50 – 100 just by having the app installed on your phone.

They also do $10,000 giveaways each month so this gives you opportunities to earn more.

Acorns – $5 bonus

This app allows you to invest your spare change into an investment account. Once you connect this app to your credit or debit card, can start to add your change to  to grow this fund.

You can invest as low as $0.01 which debunks the myth that you have to have a lot of money in order to invest, because you really don’t. These extra pennies from your purchases will then be invested in the stock market.

You will also get a $5 signup bonus invested in your account when you first get the app.


Stash is another simple investing app that you can use to start your investment journey. You can choose from what interests you and the app will also send you various portfolios.

You can then set up your account to take a few dollars a week to put in your investment fund. Stash will even give you $5 to start investing with.


This one of those apps that can help you to earn those extra bucks by literally just keeping an ad on your lock screen. When you see an ad, you can either slide left to engage in it or just ignore it by sliding right. You can still make the same amount no matter what option you choose to do.

As time goes by, the app can tell what your preferences are based on how you engage with the ads and they will customize them for you. You can then cash out with PayPal or with gift cards. You can earn up to $180 a year.


With this app, you can earn money as it gathers information on your mobile and web browsing data usage. You can redeem for gift cards after a few weeks of having this app installed on your phone.

This is great way to have passive income and not do anything at all.

Investment/ Lending Apps 


When you sign up and open an account, you can start to lend out your money – kind of like a personal loan. For as low as $25, you can start lending money. You will then earn money through the interest.

Typical returns are from 3% to 8% per year which is much higher than if your money just sat in your checking account.

This lending system works the same way when banks lend loans, only you are doing it for your peers. You can open an individual account and link it to your bank account so that you can transfer whatever money you want to invest or lend. You will also get your investment earnings in that same account.

If you have some extra money to spare, this is a great way to make a passive income by lending it out and getting it back with interest.


This is a free investing app that will give you money for investing in the stock market. There are no fees for when you will buy or sell stocks either. If you are looking to easily invest your money, this app will help you achieve your goals.


This app allows you to invest in commercial real estate for as little as $500. This is an easy and hassle free way to start investing your money.

Investors reported an average of 8% to 11% return on their money being invested. Right now Fundrise has about 200,000 plus users.


Investing your money doesn’t have to be complicated or cost you an arm and a leg. With as little as $50, you can already invest with the Swell Investing app. A good thing about the app is that it gives you the opportunity to invest in companies that want to address global challenges.

Selling Apps


If you have an extra room or space in your home, you can use the Airbnb app to make some money off it.

The first step is to sign up for a free account using your email. After, you can create your listing by putting descriptions and photos of your place as well as setting your price. You can also put in your rules and availability. You won’t get any charges for creating your listing.

Once the listing is live, guests can now book and check into your space and you can get paid automatically.

You can also see how much your space might earn by checking out the Airbnb monthly earning potential calculator. This calculator can show you if it’s worth it to have your space rented out.

When a guest books your room, Airbnb will charge a 3% service fee. Payment can either be through PayPal, direct deposit, or any payment methods that you and the person renting agree on.

After a guest stays, they can also write a review on your place to help others gauge how a certain place is, as well as also keep the host accountable for the space and their overall stay.


This app is a great one to have if you have extra items lying around that you want to get rid of. You can sell anything you want to (as long as they’re legal of course).

You just need to upload photos of the items you want to sell. You can also add a short description of the item.

Payment can be done through PayPal, direct deposits, or in person – it depends on your agreement with your buyer.


If you have any old electronics, tablets, phones, and consoles lying around your house, you can get cash in exchange for them. This also applies to used CDs, DVDs, or video games.

To see how much each item is worth just scan the barcode and you will know how much you can earn from the items. Once you are ready to send the items, they will send you a pre-paid box that you can put the things in and send it to them for money.

This is a great way of getting rid of the unused items that otherwise will just take up space.


This flexible selling app allows you to sell items to buyers nationwide. This gives you opportunities to sell outside of your immediate area which means you can earn more.

Aside from listing your items, you can also check out profiles of the people who would be buying from you. This gives you the option to either meet up or just ship your items to them and get paid through PayPal.


If you have lots of books to sell, this app can help you do so with the best price possible. The app will compare prices from around 44 vendors and can help you pick the best one for you. It’s also great since there are no listing fees or shipping fees.

Top Tasks Apps

Uber Eats

With Uber Eats, you can deliver food at your own time and schedule so it is a flexible option for most people. Once you are approved, you can just sign on the app and start taking delivery requests wherever you are.

You can also choose up to how many deliveries you want to make. This can be during the day or night. You can also choose to deliver using your car, bike, or scooter. You can also have the chance to earn a tip during your deliveries.


This app is similar to Uber wherein you can drive people around in your spare time. If you live in a busy area, this could be a great opportunity for you. You also have the luxury of controlling your own work times.

Earn a $1,000 bonus after your first 125 rides!

You can also earn extra from passenger’s tips, referring a friend, or being able to drive someone when needed the most. Some people report that they can earn up to $800 just on the weekends.

The minimum payout is $50 with a $0.50 transfer fee to your bank account.


If you love doing groceries, then this app may be for you. Instacart will pay you to do someone’s grocery shopping as well as deliver it to them. It’s kind of like a personal shopper gig but for groceries.

Your pay depends on the size of the order, and also the number of miles you have to travel to deliver the groceries. You can also earn tips.

The average earnings you can get according to people is around $15- $18 per hour.


If you have been planning to lose weight or start a healthier lifestyle, this app is a great way to do that AND make money.

HealthyWage offers you different ways to take on those goals and earn at the same time. You can either do your own challenge by setting up how much weight you want to lose through the HealthyWage Prize Calculator and betting per month how much you can lose. The calculator will then let you know how much money you can get.

During the beginning and the end of the challenge, there will be a video weigh-in. You can also get into team challenges and motivate each other to lose some pounds.

If you are having a hard time getting motivated to shed some weight, the potential to earn some cash can be a great motivator to help you achieve your goals.

Check out these HealthyWage Reviews here. 


Dog lovers out there will love this app. You can get the chance to become a pet sitter, or get paid simply to just walk the dog. The rate for pet sitters is around $25 – $100 per night while 30-minute walks could get you $10 – $30.


This is another great and free app that helps you to lose weight and at the same time, earn money as well.

You will basically bet on yourself losing weight to earn some money- which can only result to a win-win scenario for you. You can pick from different challenges and games that you can also do with friends.

Field Agent

This app gives you different missions and tasks to complete in exchange for extra cash. The common ones include doing price checks, checking in-store displays, or answering surveys.

You can choose which mission you what to do and you’re given around 2 hours to complete it and get your “payment” deposited directly to your card or bank account.

Per job you can earn in the range of $1 – $12. This is a great app to have especially when you like to go around your grocery for example since you can earn extra cash by simply completing the tasks.


If you are into taking photos, this app is for you. When you upload your photos, Foap will then sell them to famous brands. They even partnered up with Getty Images. You can upload as many photos as you want.

You can earn 50% commission per photo that sells. A downside for this app though is that it usually takes around one month for your payment to be processed due to their verification process.

When it comes to the best money making apps, there are a lot out there to choose from and I’ll keep updating this post as I find more apps that pay you.

Whether you are shopping, browsing, investing, playing games, watching videos, or doing simple tasks, there are tons of opportunities to get cash back, save money, and cash in on added income.

Which money making apps are your favorite?

Looking for the best money making apps? These legit apps will help you earn extra cash. Check out these iPhone and Android apps that pay you with cash or gift cards. #sidehustle #makemoney #moneymakingapps
smart phone on a desk with the text best money making apps
McKinzie Bean
McKinzie is a mom of two, and a personal finance enthusiast. She loves teaching other moms how to save money, make money, and take control of their financial situation. She has started five profitable businesses and in college, she double-majored in Financial Planning and Psychology. You may have seen her in publications like Forbes, The US Chamber of Commerce, Yahoo Finance, Money.com, The Penny Hoarder, & more.

2 thoughts on “39 Best Money Making Apps For Cash In 2021”

    1. Hey Tara!

      You will LOVE Ebates. I’ve been using it since 2012 and I’ve saved hundreds of dollars that way. It’s super easy to use and every little bit adds up! Thanks so much for commenting!

      — McKinzie

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