Drop App Review: Can You Really Earn Cash Back?

McKinzie Bean
McKinzie Bean
We may earn a small commission for affiliate links in this post at no additional cost to you.

Looking for an honest drop app review? This post will help you decide if Drop is a good fit for you. 

Shopping is something we all do (and sometimes enjoy). Wouldn’t it be great to earn cash back when you do your regular shopping? 

The Drop app is something that you can use to do just this. Just by going about your everyday purchases, you will be able to get some free money in the form of gift cards. 

Yep, just shop like you normally would and you can earn free gift cards with the Drop app.

Download the Drop app here. 

Sound too good to be true? Read everything you need to know about Drop in this Drop app review.

What is the drop app?

Maybe you’ve heard it mentioned and you are wondering, “What is the Drop app?”

Drop is an app that can help you earn cash back when you go shopping and make purchases with your debit or credit card. The cash back is given in the form of drop points which you can then redeem as gift cards.

It’s an opportunity to make a little extra money as well as check out various deals and offers to stack on even more savings. Companies use the Drop app to advertise and market their products and services.

*Note that in order to use the drop app, you need to shop with a credit card or debit card. If you use cash, then this app will not be able to track your purchase.

Typically, cash back rates range from .8% to 2% on your purchases. The Drop app allows you to get money back on your purchases through your cards, without you having to do any extra work.

Is the drop app free?

Yes. The Drop app is totally free to download and use. After downloading, you would need to create your account. There is a drop app for Android and iOS users, so you will be able to install it on your smartphone and use it at your convenience.

Download it free for Android or iOS here. 

How the drop app works

1. Download The Drop App

You can either download the Drop app from iTunes or Google Play.

You can also check out their website and put in your phone number. They will then send a download link to your phone.

2. Confirm Your Email

After you confirm your email address, you can then create your account.

3. Link Your Card

Once you’ve completed this step, you need to link or connect your credit cards and/or debit cards that you use to make your purchases.

You can link cards like American Express, Bank of America, Chase, Capital One, Citi, Discover, and many more.

Drop uses advanced encryption software to keep your personal information safe.  After linking your cards, you are able to see a list of cash back options/companies and locations to choose from.

4. Pick Your Five Brands For Cash Back

You will then get to pick 5 companies from the list. Make sure the ones you choose are your favorites and those that you know you would spend frequently on.

After you selected your five places, you won’t be able to change them so you have to carefully choose those five brands or companies.

You will then automatically get the cash back whenever you shop in one of these stores. The companies available are also popular so there’s definitely a chance that you are already using or buying from these places.

When you already have your five companies set up, you can watch out for special deals and offers from other stores that you haven’t selected. This is because you can still take advantage of their promos and deals, even if you did not add them to your five brands.

If they are not part of the five you’ve chosen you have to wait until these special promotions for you to get earn cash back.

Related: The Very Best Money Making Apps

Drop App Bonus Offers

You can also get one time offers from the companies based on your shopping habits. This allows you to earn even more points which can translate to more cash back.

For special offers, they will pop up and you have to choose to activate them or skip it. When you do activate them, you can then just shop at that certain store and get the rewards after.

You can either earn a cash back which is a certain percentage from the purchase, or you can obtain a flat number of points based on a requirement.

After you purchase an item from a store you have chosen, you would then earn some points that will be credited to your account.

What are Drop points worth?

Here are some examples of how many points you get when you shop at the following stores:

(Take note these may differ if you are outside of the U.S.) 

Starbucks – 12 points per dollar spent

Target – 8 points per dollar spent

Walmart – 2 points per dollar spent

Trader Joes – 12 points per dollar spent

Uber – 15 points per dollar spent

Walgreens – 10 points per dollar spent

Whole Foods – 8 points per dollar spent

Amazon.com – 20 points per dollar spent

1,000 drop points equals $1.

You can also earn more bonus points by doing certain tasks or simple things like linking another card to your account.

You can go to the “Bonuses” part of the app to check out what kind of tasks you can complete to earn those extra points. The maximum amount of drop points that you can earn in a week is 5,000 points.

Another thing that’s great about the drop app is that you can still earn from your usual credit card rewards and other rewards programs while using the drop app. For example, if you have a card that you get sky miles for purchases you can double dip and get those mile points while also earning cash back with the Drop app!

Start cash back “double-dipping” with Drop.

This means you’ll be increasing the amount of your savings when you do your shopping. If you need any help, the drop customer service is also really quick and supportive.

Other ways to earn using drop

Friend referrals

By letting your friends know about Drop and getting them to sign on, you can get 1,000 points every time, per referral. You can go to profile and click on invite friends to start inviting them.

Bonus app offers

When you check out your mobile app offers, you can get the chance to earn more drop points that you can exchange for gift cards later on.

Stay at a hotel

When you use Rocketmiles to book a hotel, you could get 10,000 to 100,000 drop points for every night that you will stay. This could be equal to at most, $100 per night. If you travel around a lot and stay in hotels frequently, this can be useful for you in order to save on those hotel stays.

Add another card

By adding a second card to your account, you can receive 2,000 points.

Supercharge Bonus

You can earn extra drop points when you play a game similar to the game, Snake. Each time you spend five times with your offers, you can play this game and get the chance to earn the bonus points.  If you are fond of playing games, this can be another way for you to do what you enjoy and gain some extra cash for it.

How do I redeem drop points?

After you purchase an item, you will usually see the points credited to your account within a few business days. 

If you are redeeming bonus points, expect that it will come a bit later compared to regular offer points. There are also some terms regarding when points will be credited. This depends on the offers or promos that you decide to take advantage of, so take a look at these terms and conditions.

When you have reached 5,000 drop points, you can now redeem your points for gift cards of your choice.

Usually, the standard is that 5,000 points can get you a gift card worth $5. You are also limited to earning 5,000 points a week. Most users find that when they start earning with Drop they can get their first gift card within a month after downloading the drop app.

You can get gift cards from stores like,

  • Amazon,
  • Nordstrom,
  • Lyft,
  • Best Buy,
  • Hotels.com,
  • Trader Joes,
  • Target,
  • Starbucks, 
  • And many more.

What’s great is that Drop points don’t expire so you can keep them and use them later or whenever you can reach a certain amount for a gift card. There are also drop app promo codes that you can watch out for that are given from time to time.

Is drop app safe to use?

You may be wondering if the Drop app safe to use or maybe if the Drop app is legit? These are totally valid questions. I’m protective too about sharing my credit card information with anyone. 

The reason why the Drop app needs access to your credit card is so they can monitor your purchases to award you your cash back points.

They do not share this information with companies so you don’t need to worry about that. Any information that they would be giving out would also be a combination of all the users and not a specific user or person.

Aside from using 256 bit- bank like encryption for your personal information, drop also doesn’t store your bank login credentials. They will never have access to your account at any point in time.

They use the same technology as other major financial organizations like Mint. In other words, Drop takes security seriously and so you can be assured that drop is safe and legit to use.

Benefits of using drop app

Drop gives you options to shop

Drop gives you a lot of options when it comes to shopping with different brands and items. You can get awards from companies that offer luxury items or just your basic items or staples. This means you can earn cash back and savings from any type of purchase you might have.

They also use a certain algorithm that will determine what kind of offers and rewards to give you based on your spending habits.

Works in the background

You don’t have to worry about rewards cards, scanning receipts, entering codes, or opening or logging in the app for it to work. You can just leave it there and while you continue with your groceries and shopping trips, it automatically keeps and stores your points whenever you purchase something.

The next time you do open the app, you can see how much you have already earned.

Totally free and easy to use

There is no cost when it comes to downloading and using the drop app since it is 100% free. The app’s interface is also simple and easy to use and navigate around.

Points have no expiration

Once you have earned points, they won’t expire so you don’t need to worry about when you would be using them. If you want to use them right away you can, but if you are planning on getting something specific, you can also do that and keep those points until you are ready since drop points won’t expire.

Can be used with credit card rewards and other rewards programs

Aside from using the drop app cash back rewards, you can still get additional savings through your usual credit card rewards program. You don’t need to worry about not being able to use one or the other. This can also help you to earn even more points and savings!

Selection of rewards

There are a lot of options for gift cards that you can redeem. Gift cards are also useful since you can use them for yourself or give them to your friends and family to make for great gifts.

Earn rewards without spending more

You can earn cash back through gift cards by going about your normal shopping and purchasing. You don’t need to spend more or reach minimum targets. This means you don’t have to stray from your budget just so that you can get some points. You don’t need to change your spending habits at all which is great.

You don’t need physical cards

Drop app keeps all your points and reward programs and offers all in the app so you don’t need to keep a separate card to use.

Cons of drop app

Cannot use with cash

Since the drop app needs your credit card or debit card information for it to give you cash back, you would obviously need to use cards when purchasing different items. This could work for a lot of people but there are still some who prefer to use cash and so this app won’t benefit them.

Unable to change companies

As of now, once you have chosen your five brands or places to use Drop with, you won’t be able to change them.

Payments with only gift cards

If you are one of those people who love to get gift cards, then you will love the drop app. If you want your rewards to come in the form of cash, then drop would not work for you. This is because they only do their payments using gift cards.

Conclusion – Drop App Review

To conclude this Drop app review, here’s what we think:

The Drop app is great, especially if you do a lot of shopping with your credit cards or debit cards.

Drop isn’t about trying to spend a lot so you can get cash back, but rather, it is maximizing your rewards on the shopping that you already do

What makes it even better is that you can stack your Drop points with other credit card rewards programs for even more savings.

Drop is basically a way of getting free money by simply linking your credit card and doing your regular shopping. It’s definitely an app that you should try out if you want to earn some extra cash with minimal effort.

Want to try Drop? Download it now for free!

What’s your Drop app review? Leave it in the comments below!

 

 

 

 

 

 

 

 

McKinzie Bean
Hi, I'm McKinzie! I'm a mommy of two, married to my sweetheart and a finance junkie. I love teaching other moms how to save money, make money and take control of their financial situation. In college, I double majored in Financial Planning and Psychology because I love all things money and people. You may have seen me in publications like Forbes, The Penny Hoarder, Tailwind & more.

Leave a Comment

Your email address will not be published. Required fields are marked *