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Are you looking for gas stations that cash checks?
Banks, credit unions, and other financial institutions may not be readily available at all times. After all, these establishments are not open 24 hours a day.
Most banks only operate between 8 a.m. and 5 p.m. And if you’re not lucky, there are banks that close earlier than that.
Larger banks, however, might offer extended hours on weekdays; some may close up to 7 p.m. They may also open on Saturdays but at limited hours.
So how do you encash your checks if you can’t get to the bank when it’s open?
This is where gas stations that cash checks come in.
In this post, I’m going to share with you gas stations as well as convenience stores that encash checks.
These locations are a great substitute for banks and similar financial institutions in relation to that purpose.
So if you need to get your cash during non-banking hours, you’ll find these places very handy.
What do you do when you need to cash a check?
You just go to the bank and have it encashed.
Now, here’s where some people may have a problem.
There are some of us who leave for work before the banks open and then go home when these establishments close.
Are you one of these folks?
How do you deal with this type of situation?
Do you leave early off work so you can go to the bank?
That’s inconvenient, don’t you think?
This is where 24-hour check-cashing establishments come in. They provide the service that banks don’t after non-banking hours.
However, there’s a little trade-off to this. These check-cashing sites may charge a fee for the service and convenience they provide.
You’re probably thinking, “Is there gas station that cash checks near me?”
Yes, there are.
Better yet, there are a lot of liquor and grocery stores, ATM facilities, and gas stations that cash checks.
“I’m looking for gas stations near me that cash checks.”
Wondering what gas stations cash checks?
There are probably hundreds of check-cashing gas stations near you. You just don’t know it.
In fact, they accept a wide variety of checks. Payroll checks, cashier’s checks, money orders, and even government-issued instruments.
So if you’re looking for these places that offer this service, check out these establishments.
Here’s what you need to know about this place.
You need to get inside its convenience store to cash your checks, not at the actual gas-pumping station.
Please note that this gas station company doesn’t accept personal checks for encashment.
However, most Kroger outlets encash payroll checks, insurance checks, corporate checks, tax refund checks, and other government-issued checks.
To process your encashment, you will need to present identification. Please bring your current work or school ID and any valid government-issued identification such as a social security card, individual taxpayer ID, or driver’s license.
Expect Kroger to charge fees for encashing your checks. The amount of the fees may vary by location.
When you visit Meijer, go to its customer service desk and not inside its actual gas station.
And just like Kroger, Meijer doesn’t accept personal checks for encashment. But you may use your personal checks to pay for anything you purchase inside its stores.
Plus, you can earn cash backs too when you pay using your personal check at any Meijer location.
As for its check-cashing service, Meijer accepts payroll checks and government-issued checks but subject to certain requirements.
For payroll checks, Meijer will cash only up to $1,000; for government checks, up to $1,999.
In addition, the checks must not be dated over 30 days prior to encashing them.
Also, you will need to enroll in Meijer’s Certegy verification system before you can encash your checks. To qualify, please present a valid ID.
There’s also a seven-day waiting period before cashing.
As for the fees, the amount may vary by location.
3. Travelcenters of America
Do you need to encash a check worth $300?
Then go to your nearest Travelcenters of America.
There’s a fee when you encash checks at this place. But if you purchase 50 or more gallons of gas or at least $50 worth of non-fuel goods or services, you can encash your checks for free.
4. Road Ranger
At Road Ranger, you can cash a check for up to $999.99 for a free. But when you purchase at least 25 gallons of gas, encashing your check is free for up to $200.
Like the rest of the gas stations that cash checks on this list, proper identification is required and the check’s genuineness and authenticity will be verified.
5. Pilot/Flying J Travel Centers
If you’re looking for 24-hour check-cashing services, go to Pilot/Flying J Travel Centers.
You can cash a check for up to $999.99 (although the fees may vary by location).
For free encashing, you can purchase at least 25 gallons of gas. This lets you encash a check for up to $200 for free.
As always, proper identification is required.
It’s one of the biggest companies in the world, having Caltex and Texaco as its subsidiaries. It is also a parent company of countless other gas stations in the U.S.
Chevron also happens to be one of the reliable gas stations that cash checks.
Right now, Chevron has over 300 stores owned under its company name. It also has over 400 franchised store outlets.
So you’re likely to stumble upon a Chevron-owned or operated gas station.
If you’ll notice, most gas stations that cash checks are attached to groceries and supermarkets. Dillons is one of them.
As a part of the Kroger group of companies, Dillons offers check-cashing services at its gas stations. Unfortunately, it doesn’t cash personal checks.
Instead, it accepts payroll checks, income tax refund checks, insurance settlement disbursements, company-issued checks, and government checks.
At $5,000, Dillons is also one of the top gas stations that cash checks with a high check-cashing limit. Fees start at $3.
8. Fred Meyer
It’s another member of the Kroger group of grocery outlets and gas stations that cash checks.
Fred Meyer is predominantly based in the western U.S. region, particularly covering states like Alaska, Idaho, Oregon, and Washington.
Like many Kroger-owned and operated outlets, Fred Meyer has gas stations in most of its locations.
Fred Meyer follows the usual check-cashing limit of $5,000 and $3 fee as other Dillons.
This company has over 6,000 gas stations throughout the U.S. Plus, it has a convenience store in most of its locations.
So you’ll find a help desk there that caters to your check-cashing needs.
10. Love’s Travel Stops & Country Stores
This company currently operates in more than 40 states. It’s a popular truck stop with a convenience store and gas station attached.
Love’s Travel Stops & Country Stores is not just one of those gas stations that cash checks; it also has restaurant offerings and shower facilities.
However, the company only cashes trucker payroll checks.
Does Shell cash checks?
Yes, it does.
With more than 14,000 outlets in all 50 states, Shell is one of the popular gas stations that cash checks. There’s a good chance you’ll run into one.
So the next time you stop by to fill up, you can ask the manager if they cash checks.
Just like Shell, this company operates throughout the U.S.
Sunoco has over 5,000 gas stations that cash checks.
If you have a Sunoco nearby, you might want to check it out.
Here are grocery and convenience stores that cash checks.
Of course, it’s not just gas stations that cash checks.
You can also go to grocery and convenience stores to avail of this service.
The good about these establishments is that they are open 24 hours a day, just like gas stations. But you can do your grocery shopping after, which works out even better.
So if you’re looking for a grocery or convenience store that cash checks, check out this list.
I believe all major Walmart locations offer check-cashing services. What may vary, however, is the fee for processing such requests.
Most encashing of checks is generally done at the financial services counter, which is usually by the entrance. It’s there that you can speak with a money services representative regarding your check.
If, for some reason, this counter is closed, you can ask assistance at the customer service desk.
These two counters should be open during store hours.
And just like gas stations that cash checks, Walmart charges a fee when you want to encash a check. It charges $4 per check that’s $1,000 or below. But for checks over $1,000, the fee is $8.
As always, IDs are a must when you want to encash a check.
Wondering what type of checks you can encash at Walmart?
You can bring your payroll check, cashiers check, pre-printed check, tax refund check, and government-issued check.
Walmart also accepts insurance settlement checks, MoneyGram money orders, and 401K and retirement disbursements.
And if you have a two-party check, you can also encash it at Walmart. However, it’s only up to $200.
2. Tops Grocery
Are you a resident of New York, Pennsylvania, or Vermont?
Then you’re probably familiar with Tops Grocery Store. Most of its 170 full-service grocery outlets are in these locations.
Wondering what to expect from Tops Grocery?
For its select supermarket locations, Tops Grocery offers 24-hour check-cashing services. But for those that don’t operate round the clock, these outlets usually open at six in the morning and until midnight.
Tops Grocery charges a dollar per check with an amount of up to $500. And it only cashes payroll checks and government checks upon presentation of a valid government-issued ID.
3. Winco Foods
Do you live in the western part of the U.S.?
Then there’s probably a Winco Foods outlet near you.
The company has over 125 stores in California, Oregon, Washington, Nevada, Idaho, Utah, Arizona, Montana, Wyoming, Oklahoma, and Texas.
What’s great about these grocery outlets is that they are open 24 hours a day, seven days a week.
If you have a check with an amount of up to $1,000, you can bring it to any Winco Foods grocery store. These outlets will accept up to two checks within a seven-day period.
For this service, Winco Foods will charge a $5 fee for checks bearing the amount of $500 or less; it’s $10 for checks over $500.
If it’s your first time to encash a payroll check with Winco Foods, it will require employment verification with your employer. It will also require a government-issued ID.
Please note that Winco Foods will accept any type of check except the following: two-party checks, deposit slip money orders, finance loan checks, payroll checks that are manually written, and insurance settlement checks.
Checks that are older than 30 days will also not be accepted by Winco Foods.
4. Food City Supermarket
With over 120 locations in Tennessee, Virginia, Kentucky, and Georgia, Food City Supermarket is one of the popular convenience stores that cash personal checks.
Although this establishment doesn’t open 24 hours a day, it’s open from six in the morning to midnight, closing only for six hours.
In addition, Food City Supermarket will encash US government checks, payroll checks, and rebate checks. With regards to rebate checks, the paying company must be in Food City Supermarket’s approved list.
Food City Supermarket sets the check-cashing limit at $1,000 with a fee of $3.
5. Hy-Vee Grocery
You’ll love this supermarket. It has over 240 locations in eight midwestern states. So you’re bound to find one whenever you are in the region.
Hy-Vee Grocery is independently owned and has its own policy on cashing checks.
One of the advantages when going to Hy-Vee Grocery is its limit range. It cashes checks with amounts reaching up to $2,500 and with minimal fees (which may vary by location).
A state ID is required, so you better have it ready when going to Hy-Vee Grocery for your check-cashing needs.
6. Albertsons Stores
This company is one of the biggest store chains in the U.S. It has over 2,250 locations in 35 states, operating over 20 well-known brands.
Most Albertsons Stores outlets operate on a 24-hour cycle. But if it’s not round-the-clock, it usually opens at seven in the morning and closes at around eight in the evening.
Albertsons Stores has a $1,000 limit for its check-cashing services, and its fees vary by location.